Review
We read the agreement, the invoices and the messages, confirm exactly who owes you, and work out the amount.
We write demand letters for Mississauga businesses and individuals from our office at 2960 Drew Road, Unit 139. When a letter goes unanswered, the claim usually goes to the Peel courts in Brampton.




You generally have two years from the day you discovered the claim to start a court proceeding. A demand letter is not a proceeding. Sending one, waiting for an answer, or negotiating for months does not pause the clock.
On a debt for a fixed amount, the clock can restart if the person who owes you acknowledges the debt in a signed document, or pays part of it. Do not plan around that. If the two-year date is close, we start the claim at the same time as the letter, or instead of it.
Separately, no claim can be started more than 15 years after the events it is about, whatever you knew and when.
Source: Limitations Act, 2002, S.O. 2002, c. 24, Sched. B, ss. 4, 5, 13 and 15.
Most demand letters we write in Mississauga are between businesses: a freight or warehousing customer that stopped paying, a supplier holding back product, a subcontractor waiting on a general contractor. Business debts like these tend to come with paperwork, such as purchase orders, bills of lading and signed delivery receipts, and the letter should cite them by number. Peel's civil courts sit in Brampton: the Superior Court at 7755 Hurontario Street and the Small Claims courtrooms next door at 7765. If the debtor is in Toronto or another region, the claim may belong in that region's court instead, and the letter says so.
We read the agreement, the invoices and the messages, confirm exactly who owes you, and work out the amount.
We set out the facts, the amount, the documents it rests on, and a firm date to pay or respond.
We send it by email and by a method that proves delivery, so nobody can later say it never arrived.
If they answer, we negotiate and put any deal in writing. If they don't, we prepare the claim.
Gather what you have. A missing document is no reason to wait, least of all with a deadline running.
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In Peel Region, at the Brampton courthouses: the Small Claims courtrooms at 7765 Hurontario Street for $50,000 or less, and the Superior Court at 7755 Hurontario Street above that. If the other business is based outside Peel and the dispute arose there, the claim may need to start in that region instead.
Usually to the company, by its exact legal name, because the company is the one that owes you. An owner is personally responsible only in specific situations, such as a personal guarantee. We check the corporate name and any guarantee before the letter goes out.
Work out the interest on the amount you are owed before you put a number in the letter, at the rates the Ministry of the Attorney General publishes each quarter.
Open the calculator